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getting a Boulder mortgage with us as simple and efficient
as possible. Please take the time to look around our site
and discover how we can help get you the best, low cost
Boulder mortgage that will be the right home loan for
you. You can find additional information about Boulder,
Colorado below.
During the 19th century, several explorers, including
Zebulon Pike, Stephan Long, and later John Fremont, were
commissioned to explore the Boulder area. One of Fremont's
men named William Gilpin, who later became the first governor
of the Colorado Territory, reported that there was gold
to be found in Boulder, sparking interest in an area formerly
considered unfit for settlement.
The settlement of Colorado was spawned by the lure of
gold, due to an economic depression in the eastern United
States during the 1850's. The first settlement in Boulder
County was established at Red Rocks, now known as Settler's
Park, by gold-seekers on October 17, 1858. One of the
settlers, A.A. Brookfield, organized the Boulder City
Town Company on February 10, 1859 from which Boulder City
sprang to life. Brookfield became the first president
of Boulder City and sixty shareholders divided the 1,280
acres along Boulder Creek into18 lots apiece. The remaining
lots were put on sale for $1,000 each. At this price,
only a few lots were sold and thus Boulder's growth rate
remained extremely slow. By 1860, the population was a
mere 324.
At that time, Boulder City was part of the Nebraska Territory.
It was not until February of 1861 that a Federal Bill
established the Territory of Colorado. By 1867, Boulder
became the county seat.
In the early years of Boulder City, mining played an
extremely important role in Boulder's development. It
continued to bring settlers into the area who were both
involved in mining itself and in supporting facilities,
such as hardware and mining supply stores, transport businesses,
room and board houses, and gambling and drinking establishments.
Soon a strong agricultural industry, including grain milling,
began to develop.
By November 1871, the town of Boulder was incorporated.
Now firmly established as an actual city, Boulder dropped
the hopeful title of "city" from its name.
The first residential areas appeared in the Downtown,
Mapleton Hill and Whittier Districts. But as the Downtown
commercial activities expanded, the houses began to disappear
Downtown, and finer homes were built in the Mapleton Hill
and Whittier areas.
Boulder's roots in education began in 1860, when the
first schoolhouse in Colorado was erected at the southwest
corner of Walnut and 15th Street. Also in 1860, Boulder's
prominent citizens lobbied strongly with the State Legislature
to have the State University located here. They succeeded,
and on November 7, 1861, legislation was signed to that
effect. It was not until 1872 that six Boulder citizens
made an actual site available, due to their generous donation
of 44.9 acres. Two years later, the State Legislature
appropriated $15,000 for the construction of the University,
with the stipulation that there be a matching donation
by the community. The first building to be constructed
with this money still stands today, and is called Old
Main, which housed the entire University, including classrooms,
a library, auditorium and the President's living quarters.
Old Main was built on the southern end of town, in an
area known as "The Hill." The University of
Colorado opened its doors in September of 1877, to one
building, forty-four students, one professor and a President.
Boulder was now well on its way, and was taking on the
features of an established town. In 1871, dog control
was initiated, in addition to a tree-planting program
(Boulder was virtually treeless when first discovered).
The first bank opened in 1874, and by 1880, the population
had grown to 3,000 as developers had laid out 17 additions
to the town. Electricity was made available to the citizens
in 1887, and three years later the railroad depot was
constructed, providing a new urban sophistication to the
use of railroads in the Boulder community. In1893, Colorado
became the second state (after Wyoming) to allow women
the right to vote.
In 1898, one of Boulder's crowning jewels, Chautauqua,
was created. A group of Texans chose Boulder in1897 as
a retreat to escape excessively hot Texas summers. They
decided on Boulder, and built one of the nations most
beautiful vacation spots. One of only three remaining
in the country today, Boulder's Chautauqua was completed
July 4th, 1898. Chautauqua's at the time were well respected
family retreats, focusing on culture, music, nature, family
activities and often religion. This Chautauqua was particularly
important for the area, because it really began Boulder's
parks and open space preservation. The day after Chautauqua's
grand opening, the city of Boulder purchased the eastern
slope of Flagstaff Mountain from the United States Government.
Purchasing land for preservation became one of Boulder's
top priorities, and still is today. The Boulder County
Open Space program has over 54,000 acres dedicated to
Parks and Open Space today.
As the University grew to a population of 6,000 students
in the early 1900's, the area around the campus known
as "The Hill" began to expand. The population
had reached 6,150 and Boulder was living up to her claim
as the "Athens of the West."
In the 1950's, 60's and 70's Boulder began to boom with
big business. Companies like IBM and Ball Aerospace (a
subsidiary of Ball Corporation) moved to Boulder and created
many new jobs for Boulder's growing population. Companies
and schools alike also sprung up from Boulder's own. Celestial
Seasonings was started in Boulder by Mo Siegel, and has
become one of the world's largest producers of tea. The
Naropa Institute, founded by Tibetan Buddhist Chogyam
Trungpa Rinpoche opened its doors in1974 and the Boulder
School of Massage Therapy made its debut in 1976.
Today, Boulder has 94,000 residents in addition to 25,000
University of Colorado students. Many things in Boulder
have changed since it's humble beginnings, however there
is much that has not. Boulder is as beautiful now as ever,
and do to well thought out planning and preservation,
Boulder has not lost its individuality or uniqueness as
a beautiful place to work and play. Boulder is now famous
for its value of environmental preservation, education,
and quality of life. A city that was once considered uninhabitable,
as it was a part of the Great American Desert, has flourished
to what it is today, overcoming many problems and impediments
along the way.
Boulder Real Estate and Mortgages in Boulder,
Colorado
The real estate market in Colorado remains strong and
the demand for real estate and mortgages in Boulder is
booming. Colorado continues to attract new residents from
around the country, drawn by Colorado's beauty and economy.
This population growth has resulted in a good rate of
appreciation in the Colorado real estate market. It has
never been easier to get a mortgage in Boulder and mortgage
rates are at some of the lowest levels in decades.
If you live in Boulder and are looking to buy a new home
or refinance your existing mortgage, we can help. Also,
if you are moving to Boulder and need help with real estate
in Colorado or a Boulder mortgage, please don't hesitate
to give us a call.